Business Banking Online describes the different products we provide to help you manage your business’ finances, 24/7, in Online Banking. These products offer convenient payment solutions for small businesses to send and receive money. *Subject to credit approval, fees may apply.
Click here to browse an our online magazine featuring our enhanced Business Banking Online products!
Today’s challenging and dynamic business environment requires more than just money to succeed. It requires business expertise and access to local decision makers who can make a difference to your business—and life easier for you. Contact our Business Services team today to discuss your business lending needs by calling 800.991.2221 or emailing firstname.lastname@example.org.
Find out more by visiting our website.
Consumers Credit Union participates with the U.S. Small Business Administration (SBA) to offer guaranteed loans, subject to operating procedure and approval. These loan guarantee programs provide financing to new and existing businesses that may not otherwise qualify.
For more information, download our chart of SBA Programs. Please note that this information is subject to change without notice, and you should consult the SBA website at www.sba.gov for additional information and to confirm the accuracy of the information.
When looking to expand your business, we have dedicated and experienced lenders who stand ready to work with you to make your business plans a reality and determine the best loan option for your need. For requests over $50,000, download a checklist of the necessary documentation, loan application, and personal financial statement (PFS) here. Then fax your completed documentation to 269.488.1919 or submit to any office.
Consumers small business loan application should only take you about 30 minutes to complete. If your company needs a business loan or line of credit of $50,000 or less, you may be able to have access to these funds in a few days. Download a checklist of the necessary documentation, loan application, and personal financial statement (PFS) here. Then fax your completed documentation to 269.488.1919 or submit to any office.
When Ryan B. approached Consumers about his business accounts, he was looking for a certain level of service to simplify the transition. He says, “When we started, they sat down with us, they walked us through everything we needed to have in one place, to put all our accounting and banking needs in one spot.” With his business partner living in Kansas City, having multiple ways to access their accounts is just as important as face-to-face service.
“With Online Banking, we’ve been able to seamlessly and quickly take care of things online in a fashion that just works. We both have access to the accounts, so we both can make deposits via ATMs. We can make payments online. We can have phone conversations,” he says, adding, “There are so many vehicles for service that we get here at Consumers as opposed to other places.”
To learn how Online Banking can make managing your business accounts easier, visit ConsumersCU.org/BusinessServices/Online or call us at 800.991.2221.
A quarter of companies in the U.S. now offer their employees one-on-one financial counseling and more than half offer one-on-one investment advice, according to a survey by the Society for Human Resource Management.
And these employers have good reason to provide this extra service: Distracted employees are less productive. In fact, a recent survey from McGraw Hill Federal Credit Union found that 36% of respondents said they spend at least two hours per day worrying about their finances or handling them. Accordingly, about 44% of male respondents and 49% of female respondents reported having difficulty concentrating as a result of the stress.
Because of this, financial education is becoming an essential part of a company’s wellness program, just like physical wellness. Companies that support the all-around well-being of their workers see higher productivity levels.
Would your business and employees benefit from a financial wellness program? Our Consumers @Work program brings financial wellness directly to your employees on your company’s behalf—at no cost to you. You prioritize your needs, and we create programs to help your employees with personalized services and free seminars including:
Same day account opening for your employees
New member packets for new employees
Free financial wellness seminars and presentations
Free informational materials
Free participation at employee benefit fairs and orientations
Free financial counseling for your employees
We believe in West Michigan and local businesses like yours that help West Michigan thrive. To learn more about Consumers @Work and arrange for the financial education that meets your employees’ needs, visit our website or call us at 800.991.2221.
Succeeding in today’s challenging and dynamic business environment requires more than just money to succeed. You need access to the local decision makers who can make a difference to your business.
When Andy W. first approached Consumers, he was frustrated. His business depends on being able to borrow capital during certain seasons of the year, but it would take him anywhere from one to three years to get a loan approved with his previous bank. He says, “Consumers gave us a loan within about 30 to 45 days. We were floored with how fast it went. It was a very comfortable situation, a very smooth transition.” Andy adds, “We felt there was a sense of loyalty for people in the local community.”
Consumers brings you local decision making, online business services, and professionals to work with you one-on-one. Call us today at 800.991.2221 or visit ConsumersCU.org/BusinessServices to learn more.
Here at Consumers, we believe it should be easy for you to obtain the personal service you deserve for your business. That’s why we bring you local decision making, online business services, and professionals to work with you one–on–one.
Meet our Consumers family, members who joined Consumers and trust in our business banking partnership. Their success is our success.
Learn more at ConsumersCU.org/BusinessServices or call us at 800.991.2221.
When Julie M. opened her floral business four months ago, she knew she would need to have complete faith in her business—and in the credit union where she chose to do her banking—in order to succeed. So she joined Consumers, and says, “They guided me through each and every step of the way, and made it easy for me as a new business owner.”
We can help you navigate your business banking needs as well, with solutions including ePayroll, BusinessPlus Checking, Loans, Credit Cards, and Lines of Credit. Call us today to learn more!