Consumers Credit Union has teamed up with TurboTax to save you up to $15 on TurboTax federal products, and a chance to win additional cash in the $25,000 Payday Sweepstakes. TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right.
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Tax forms from Consumers will be mailed by the end of January. You should receive them by the first week in February. If you would like them sooner, they are available now in online banking.
You can find your full account number by logging into online banking. You’ll click on the account name, and then click on the “See account details” link in the balance section on the upper right-hand portion of the screen.
Consumers’ routing number is 272481839. It’s always available on the home page of our website at ConsumersCU.org.
If you have any questions, please call our Member Service Center at 800-991-2221.
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information.
1 TurboTax $25,000 Payday Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the fifty (50) United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/16/17. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including odds of winning, alternate method of entry, and prize descriptions, visit the Official Rules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22E, San Diego, CA, 92129.
State filing charges apply. Limited time offer for TurboTax 2016. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners.
Holiday expenses can often take us by surprise or overwhelm us. Whatever your budget may be for next year, take a few minutes now and open a Christmas Savings Account. That way you’ll be less stressed and on budget this time next year.
A Christmas Savings Account allows you to put away a small amount of money each week, each payday, each month – whatever schedule you want to create – so you don’t have to stretch your budget when the holiday shopping begins. You can set up direct deposit with payroll allotment so the savings is automatic and worry-free. You’ll earn a dividend on your savings balance, and you won’t have to rely on credit cards to purchase your holiday gifts. Make sure you include decorating and entertaining expenses, too, when you determine your savings goal.
To set up your Christmas savings account, click here. Or you can call one of our experienced representatives at 800.991.2221 and we’ll have you set up in minutes.
Now that December is upon us, our thoughts turn to Christmas, Santa and opening up presents under the tree. During this joyful season, Consumers invites you to bring your children to one of our offices so they can write a letter to Santa. When you return the postcard to us, we will deposit $1 into their youth savings account and share a picture of the letter on our social media accounts for everyone to enjoy. (Of course, we’ll be mailing the postcards to Santa, too.)
There are a few rules, but nothing too complex. By submitting the postcard to Consumers, you are consenting to an image of the letter being shared on Facebook, Twitter and Instagram. There is a limit of $1 per member, and the money must go into a youth account, not a parent account. The promotion will end Christmas Day.
Consumers Credit Union
Federally insured by NCUA
You’re on your way to the big holiday party and realize you forgot to wrap your present. (You know, the one in the backseat with the price tag still on it.) No worries. Take a deep breath and head on over to the nearest Consumers location.
Wrapping paper. Bows. Tape. Scissors. We’ve got all of the supplies you’ll need to save the day—and free coffee to boot.
From now until Christmas our complimentary gift wrapping stations are open and ready for your use. Stop on by the next time you are out shopping and need to wrap a few gifts before heading home.
Consumers Credit Union
Consumers is proud to once again honor all of those who have served in the U.S. Armed Forces along with those still standing duty. We are humbled by your sacrifices for our country and honored to serve you.
In gratitude for our servicemen and women we are proud to offer a special Salute to Service promotional bundle of goodies available to all of our veterans and current military personnel. The specials include the following discounts:
*All loans subject to approval; rates, terms, and conditions may vary based on credit worthiness, qualifications and collateral conditions. Checks: active checking required. Refinance: 1% off existing rate, as low as 1.99% APR. Vehicle must be 2004 or newer. Current loan must have a minimum 6 months payment history. Consumers Credit Union loans are not eligible. Credit card: Introductory 0% APR available for 6 billing periods after card is opened. After the introductory period, unpaid balances revert to your card’s variable rate (9.24%-22.24% APR). For more details, please refer to the credit card agreement accompanying your card. 0.25% APR discount: active checking required; discount not available on credit cards, lines of credit, home equities, mortgages or business loans. CD: APY = annual percentage yield. Offer cannot be combined with promotional CD rates. Active checking is defined as $400 monthly direct deposit and eStatements. Account must stay open and active for six months. Offer does not apply to interest checking or members with existing checking accounts. Federally insured by NCUA.
$805.65. That’s the average amount consumers will spend celebrating Christmas, Hanukkah and/or Kwanzaa this year according to the National Retail Federation’s Holiday Consumer Spending Survey. Whether you spend more or less, the holiday season is right around the corner! Here are some of the best ways to save and make sure you and your wallet are prepared for the holidays.
Set a budget and check it twice.
Budgeting for the holidays can help you save money, reduce stress, and have a more enjoyable holiday season.
One way to start is to figure out what you want to spend. This will give you a clear idea of how much to save.
Another way to budget is to create list of the people you buy gifts for and then set a price point for each person. Total this up for your savings goal. Then use the list to keep track of spending so you don’t blow your budget.
Don’t rip into your savings for wrapping supplies.
Avoid unnecessary spending on wrapping supplies you already have. Many of us have bags, wrapping paper, boxes, etc. left over from last season. Check what’s on hand so you can free up space in your budget as well as your home.
Don’t wait to start shopping. Keep a keen eye out for gifts for family and friends on your list all year round. You might find the perfect gifts at a craft show, antique market, or boutique when you’re not looking for something specific.
Be sure to keep track of your purchases and keep them in a specific place (maybe hidden if need be).
Brave Black Friday
Black Friday and Cyber Monday can be a big time to score great deals on very specific gifts – if you’re willing to brave the crazy crowds also looking for the steal of the season. If you opt for shopping these days, get a game plan together:
Having a plan of attack can help you save the most and avoid becoming overwhelmed.
Are you good at art? Can you craft? For many family members and friends a handcrafted gift means more than something store-bought. Maybe you have skills for making home or car repairs; offer your skill set as a gift. You may be surprised how grateful people are for your help and expertise.
Get Started Ahead of Time
The best way to make sure you have enough for your holidays is to plan early. The sooner you start budgeting and saving the more you can accomplish! You may even find yourself with a surplus you could use to treat yourself or roll into next year.
Consumers offers a special “Christmas Savings” account that helps members make the most of their holiday savings. Log into Online Banking and click Additional Services, then click Open Savings Account. It’s that easy. Of course, you can always stop in at one of our offices, call us at 800.991.2221 or start your Christmas Savings account online today.
Back to school is a busy time for our member families. The excitement of getting a new teacher or learning if you have class with a best friend probably occupy the thoughts of your elementary students more than you know. For some (including parents), the anticipation may be more about transitioning to a new school or riding the bus for the first time.
Annual back to school shopping, it seems, is one of those rites of passage either filled with great excitement or dread. Costs can rack up fast when you consider the list of school supplies needed in addition to new shoes, clothes, haircuts and other things that generally accompany back to school time. (Check out our infographic for some typical back to school costs.)
Prices on such items vary greatly depending on where you live, shop and what your individual preferences are. Despite these differences, having a clear budget in mind will help you from going over board on that Disney princess glitter pencil set your daughter is begging for. Does it really write better than the classic yellow #2?
If all this has your head spinning, one stress-free investment you can make in your child’s future is setting them up with a youth savings account.
Consumers Kids Accounts are a fun and engaging way for kids 12 and under to make deposits and learn about saving. An initial deposit of $5 or more is all it takes to get going, and your kiddos will enjoy the following benefits:
Teen accounts (ages 13-17) focused on learning money management are also available. Click here for details.
Wherever your back to school shopping takes you (hopefully including a stop into one of our local branches), breathe easy—you’ll make it! (Just don’t forget to buy the shoes with non-marking soles.)