Here’s a chance to glide into holiday savings with a little extra cash. If you qualify, you can skip a monthly loan payment. It’s easy!
- Log in to Online Banking at www.consumerscu.org.
- From within your Online Banking account, go to the “Additional Services” tab and select “Skip A Pay” from the drop-down options.
- Carefully read the disclosure information.
- Hit “Submit.” You will receive an immediate confirmation of the skip approval, and then we’ll apply the applicable fee and adjust your next payment due date.
Not an Online Banking user? Give us a call at 800.991.2221 or stop in at any office and we can take care of the request for you. Or better yet, sign up for Online Banking here.
Save your skip for later
If you could use some extra cash for another time, no worries! We’ve updated our skip policies so that you can now Skip A Payment any time throughout the year—so long as the skips occur at least 90 days apart. (Two skips are allowed per calendar year.)
*Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. Offer only available on CONSUMER qualifying loans (excluding: home equities, mortgages, credit cards, lines of credit, MI Saves and merchant loans) currently financed with Consumers Credit Union with a maximum of six extensions allowed during the term of the loan, and no prior extensions within the last 90 days. Limit of two extensions per calendar year. Loans must be current and all accounts in good standing. If your auto loan has GAP insurance, please contact your insurance carrier to determine how a Skip A Payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. The fee to skip a payment is $40 for loan payments less than $500; the fee is $50 for loan payments greater than $500.