Our 3% Down. No PMI. program provides you with:
- Low 3% down payment (Yes! Gifts accepted!)
- No FHA hurdles
- Flexible, common sense underwriting
- Budget friendly with no private mortgage insurance (PMI)
- Apply online in minutes – local service
You’re more than a credit score at Consumers. Our 3% Down. No PMI. mortgage solution brings you flexible underwriting, no minimum credit score, and no added loan fees for participation (like FHA/VA). Ease your home buying experience with a standard appraisal (vs. FHA property inspection), the seller’s ability to contribute up to 6 percent in prepaids and closing costs, and service by your local credit union. Your loan will never be sold!
What does this mean? Less cash out of your pocket at closing and a more budget friendly monthly payment.
All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions.