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Home Equity Brochure

Make Your Home’s Equity Work for You

Ever wonder what a home equity loan or line of credit could do for you? Can you leverage your home's equity in gaining a vacation home, a new vehicle, or funding your kids' college education? What's the difference between a home equity loan and a Read More

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Welcome to Consumers! New Member Guide.

Are you a new member? Welcome to Consumers Credit Union! Thank you for joining our family! How about an introduction to how Consumers can make your life easier and set you on the road to financial success? Click the Download Link button to view Read More

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What Documents Do I Need to Apply for a Mortgage?

As you begin the loan process, your mortgage loan officer will ask you for what may seem like a lot of documentation. It’s not because we want to test your ability to track these papers down—it’s because these documents contain the information that Read More

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What Documents Do I Need to Refinance My Mortgage?

As you begin the loan process, your mortgage loan officer will ask you for what may seem like a lot of documentation. It’s not because we want to test your ability to track these papers down—it’s because these documents contain the information that Read More

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What Is Home Equity?

We're often asked, "What is home equity and what can I do with it?" Tim Kosak, Consumer Lending Manager at Consumers Credit Union, explains, "Home equity is the value of your home, minus your mortgage balance. You can borrow against this value at a Read More

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Should I Refinance?

What if you're already a homeowner? "With today's interest rates at historic lows, you're likely wondering if you can save money on your mortgage by refinancing," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen to decide Read More

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How Much House Can I Afford?

Once you've decided that you're ready to purchase a home, you're probably wondering how much house you can afford. "Our mortgage specialists answer this question frequently," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen Read More

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Renting vs. Buying

If you're currently renting, you may be wondering whether it would be better for you to purchase a home. "After all, doesn't it make sense to put money into your own place, rather than hand it over to your landlord?" asks Tim Kosak, Consumer Lending Read More

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What Is a Mortgage?

"A mortgage can make your dream of home ownership a reality," says Tim Kosak, Consumer Lending Manager with Consumers Credit Union. If you're looking to finance your house with a mortgage, what can you expect? Listen to learn the answer. Read More