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How Do I Choose a Credit Card?

When managed properly, credit cards are a useful financial tool, helping you to build credit. But with so many credit cards available, how do you decide which one's right for you? "Know the facts before you sign for a new credit card," says Tim Read More

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How to Pay for Car Repairs

Unfortunately, you're not done spending your money when you buy the car. How will you pay for maintenance and repairs? "You have several options for paying for repairs," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen to Read More

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How Much Car Can I Afford?

When you're ready to buy a car and think you've found the one for you, how do you know you can afford it? "Don't forget to include the costs of insurance, gas, and repairs in your calculations. Some cars simply cost more to own," says Tim Kosak, Read More

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Should I Lease or Buy My Next Car?

When you're looking for a new vehicle, you want to evaluate all of your options. You may wonder whether buying or leasing is better for your situation. "Both can have their benefits and pitfalls," says Tim Kosak, Consumer Lending Manager at Consumers Read More

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How to Buy a Car

You've got your eye on a new car—or one that's new to you. "It's time to do some homework," says Tim Kosak, Consumer Lending Manager with Consumers Credit Union. Listen to learn what to consider before purchasing that new vehicle. Read More

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What Is Home Equity?

We're often asked, "What is home equity and what can I do with it?" Tim Kosak, Consumer Lending Manager at Consumers Credit Union, explains, "Home equity is the value of your home, minus your mortgage balance. You can borrow against this value at a Read More

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Should I Refinance?

What if you're already a homeowner? "With today's interest rates at historic lows, you're likely wondering if you can save money on your mortgage by refinancing," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen to decide Read More

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How Much House Can I Afford?

Once you've decided that you're ready to purchase a home, you're probably wondering how much house you can afford. "Our mortgage specialists answer this question frequently," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen Read More

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Renting vs. Buying

If you're currently renting, you may be wondering whether it would be better for you to purchase a home. "After all, doesn't it make sense to put money into your own place, rather than hand it over to your landlord?" asks Tim Kosak, Consumer Lending Read More

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What Is a Mortgage?

"A mortgage can make your dream of home ownership a reality," says Tim Kosak, Consumer Lending Manager with Consumers Credit Union. If you're looking to finance your house with a mortgage, what can you expect? Listen to learn the answer. Read More