Excellent Credit Score

Act Quickly to Correct Credit Report Errors

An error on your credit report can be costly. The costs may come in the form of higher interest rates on loans or credit cards, higher costs for services such as insurance or cell phones, and even lost employment opportunities. Finding Read More

Calculator

Calculate Your Debt-to-Income Ratio

It's good to know how lenders determine if you'll be able to afford your monthly payments comfortably, based on your income and other debts. One of the calculations a lender evaluates is your debt-to-income ratio. Use this guide to calculate your Read More

Tim Kosak 2

More Questions from Our Members: Budgeting

As part of our Consumers ConnectU financial education series, Tim Kosak, our Consumer Lending Manager is hosting monthly "Ask Tim Anything" chats on our Facebook page. In our most recent chat, he answered several member questions about Read More

Tim Kosak 2

Questions from Our Members: Debt and Loans

As part of our Consumers ConnectU financial education series, Tim Kosak, our Consumer Lending Manager, is hosting monthly “Ask Tim Anything” chats on our Facebook page. In our most recent chat, he answered several member questions about debt and Read More

PLAY with Extra Cash

PLAY with Extra Cash This Summer!

Keep your cash for summer fun in the sun! Members with qualifying loans can skip one monthly loan payment per loan in June, July, or August. Use the cash to get caught up with bills or fund your summer vacation! To initiate your skip, log into Read More

Credit card and calculator iStock_000006405718Small

Las cuatro C’s del crédito

Cuando usted solicita un préstamo, hay cuatro consideraciones primarias que afectan la decisión de aprobar o rechazar su solicitud de préstamo. Estas calificaciones demuestran que el prestamista (o usted) es una persona responsable; es decir, que Read More