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How Does Debt Affect Me?

A low credit score. Stress. Feeling like you're trapped. "Too much debt has many negative effects," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen to learn how debt affects more than just your finances. If you can Read More

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How Much Debt Is Too Much?

At some point while paying down debt, you may have wondered how much debt is too much. Tim Kosak, Consumer Lending Manager at Consumers Credit Union says, "While the answer to that question depends on your individual situation and budget, here are Read More

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How to Balance Saving While Paying Off Debt

So you've decided to get serious about paying down your debt—but what about your savings? "You can balance debt and save at the same time," says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Listen to learn smart savings strategies Read More

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Lending Terminology

Do you know the meaning of the following words? Asset, debt ratio, fixed rate versus adjustable rate. Tim Kosak, Consumer Lending Manager at Consumers Credit Union, says, "Before you choose what type of loan you'll need, it's helpful to understand Read More

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July 15 Ask Tim Anything: ConnectU Facebook Chat

As part of our Consumers ConnectU financial education series, Tim Kosak, our Consumer Lending Manager, will be taking your money management questions on our Facebook page on Tuesday, July 15 from noon to 1 pm. Do you want tips on making a budget Read More

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Your Financial To-Dos

We want you to find financial success—without the stress. Just complete these monthly tasks to stay on top of your finances all year long. July: Seek out summer fun on the cheap. Camping, local festivals, West Michigan beaches—we live in an Read More

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Need New Windows? Furnace? Air Conditioner?

Our Michigan Saves Home Loan Program connects you to more than financing options for your home upgrades. The program makes it easy to find the experts you need to complete the job. The first step in applying for a Michigan Saves Home Energy Loan is Read More

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Show Off Your Ride, Win a Full Detail!*

We want to hear about your special car, truck, RV, snowmobile, motorcycle, or boat! Why do you love your toy? Is it your first car, the boat that holds too many fond fishing memories to count, or the bike you had dreamed of owning for years? Show off Read More