On Professional Development Day, our Keynote Speaker, Veronika Scott, shared the story of The Empowerment Plan, a Detroit non-profit that hires homeless women from local shelters to manufacture the EMPWR Coat, a garment that serves as both a coat and a sleeping bag. These coats are distributed to homeless individuals within the community, at no cost to them. Veronika started The Empowerment Plan as a student at the College for Creative studies in 2010. A design class project prompted the question: What do the people of Detroit need? When she learned that the city was home to over 20,000 homeless individuals, she realized that what many people needed during a frigid Michigan winter was warmth. Shelters alone could not provide every individual in need with that basic necessity, and many of those most vulnerable to the weather valued maintaining as much independence as possible and would not go to a … …continue
Our doors were closed on President’s Day, but our staff was active behind the scenes, participating in learning and leadership opportunities at this year’s Professional Development Day. Kit Snyder, President and CEO, says, “Each year, we enjoy this time to connect with our teammates and grow our knowledge. We do this because Consumers believes that our people are our greatest asset. Each employee is a leader, and the decisions they make every day touch thousands of members’ lives.” Each of our team members is an expert in their role, and on Professional Development Day, we get to learn from many of them. Our CFO Steve Howard led a session on understanding our Key Performance Indicators (KPIs). Shawn Premer, VP of HR, and Kristen Davidson, Training and Development Manager, shared the importance of employee engagement and what managers can do to foster engagement with their teams. Office Managers Steve Dykstra and … …continue
As part of our Consumers ConnectU financial education series, Tim Kosak, our Consumer Lending Manager, will be taking your savings questions on our Facebook page on Tuesday, February 25 from noon to 1 pm. Do you want to learn strategies to boost your savings this year? Ways you can start saving today? How to save for a rainy day, a vacation, and more? Bring your questions! We’ll start the discussion with a post on our Facebook page. Comment on it with your questions, and Tim will respond as questions come in. Please remember that Facebook is a public forum. For your security and privacy, we ask that you never disclose any personal banking information online. Certain questions may require us to refer you to our Member Service Center for personal attention offline. If you have a question about your accounts with Consumers, please call us at 800.991.2221 for assistance.
¿Gasta más de lo que planea cuando va de compras? Puede ser que algunas tiendas se estén aprovechando de sus sentidos y emociones de formas que usted no se da cuenta (Chicago Tribune Agosto 15). La mejor defensa de un consumidor es conocer los trucos y trampas que las tiendas utilizan para que usted consuma más, dice Martin Lindstrom, autor de “Buyology: Truth and Lies About Why We Buy”: Tocar Es más probable que usted compre un producto por haberlo tocado. Por ejemplo, cuando va de compras a un almacén de ropa, si puede tocar el material para saber la calidad, es más probable que usted compre. Comience alto, termine bajo Los vendedores suelen presentarles a los clientes varias opciones para elevar la probabilidad de hacer la venta. Al cliente se le muestra un producto con todas las opciones y se le pregunta cuáles desea eliminar, en lugar de empezar … …continue
Happy Valentine’s Day! Do you and your sweetheart have big romantic plans? Are you exchanging gifts—candy, roses, jewelry, or something less traditional? You’re definitely not the only ones! Check out this breakdown of Valentine’s spending. For instance, did you know that today is the single largest sales day for boxed chocolates annually? Of course, Valentine’s Day shouldn’t have to be about the money. It’s the thought that counts, right? For a cheaper date, bring your sweetheart by our offices to enjoy a cup of coffee on us. You might just find a surprise Valentine in the snow….we love our members! by kylatomdesign. Explore more infographics like this one on the web’s largest information design community – Visually.
Renovations Also Planned for South Haven Office Consumers Credit Union is pleased to announce the building of two new locations in Grand Rapids in 2014. The new locations will be in Gaines Township (1673 68th St. SE, Caledonia, MI 49316) and Cascade (5597 28th St. SE, Grand Rapids, MI 49512). Construction will begin this spring with both offices slated to open this fall. They will feature approximately 3,200 square feet with the latest in banking technology including touch screen access to financial education and an online and mobile banking center for account access and demos. The new offices will also feature a full service lobby with a free coffee bar, children’s play area, and free wireless Internet access, along with a loan and member service area, drive thru lanes, and outdoor ATM. The full range of Consumers’ services will be offered, including new accounts, loans, credit cards, mortgages, investment services, … …continue
Nunca es demasiado pronto para comenzar a ahorrar para el retiro. Y con la situación financiera actual, en la cual la base de seguridad social se hace cada vez más pequeña, usted debe ahorrar mucho de su propio dinero. Este es un proceso intimidante, pero siguiendo los consejos adecuados usted podría retirarse confortablemente. Una de las mejores formas de preparar un fondo de retiros adecuado es comenzar a ahorrar cuando consiga su primer trabajo. Dicho es el momento cuando hay mayores cambios de ingreso y menos gastos diarios. Podemos ofrecerle varios ejemplos de cómo ahorrar mejor para su retiro: Establezca objetivos Decida desde el principio qué clase de retiro desea y cuánto le va a costar. Esto puede decidirse con un calculador de retiro por Internet como money.cnn.com. Este sitio le hará varias preguntas que le ayudarán a establecer el objetivo adecuado. Participe en el plan de retiro de su … …continue
America Saves Week is coming up February 24 through March 1. To get us thinking about saving, Katie Bryan, Communications Manager with America Saves, shares some tips for using your tax refund to set the foundation for your savings efforts. Still need to file your taxes? Remember that Consumers Credit Union members save on TurboTax federal products. Tax time is one of the few opportunities when many households receive a sizable amount of money – especially if they take advantage of the earned-income tax credit. While it may be tempting to spend that money on wants vs. needs, saving your tax refund can protect you from needing to turn to payday loans or high-cost credit later in the year, and can serve as the foundation to grow your savings. Here are four ways to get the most value from your tax refund next year: 1. Pay down your debt. Use … …continue