- Your New BFF for Holiday Shopping? Your Consumers Credit Union Instant Issue Debit Card
- El robo de identidad prospera con la sorpresa
- Your Holiday Budget: The First Video in the Consumers ConnectU December Holiday Series
- Your Round Up of Cyber Monday Steals
- Black Friday Shopping Advice from Around the Web
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Category Archives: Consumers ConnectU
Do I Need to Balance My Checking Account: The Second Video in the Consumers ConnectU November Account Series
Many members ask, “Now that we have Online Banking, mobile apps, and debit cards, do I really need to balance my checking account?” “It depends on the way you budget and bank,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the second in the Consumers ConnectU November account series for money management tips that don’t involve a checkbook register (although we’ve got those, too, if you need one!). Want more tips like these? Watch last week’s video, Debit vs. Credit.
Most of us are inseparable from our smartphones. We share pictures as we go about our day, tweet out the articles we’ve enjoyed, keep track of our bank accounts on the go, and ask Siri or Google for directions. All of that activity helps us get our daily tasks done and stay in touch with friends and family; however, it can also leave a data trail for those who would use our information for more malicious purposes. Internet security experts recommend that you selectively disable geotagging on your phone, so that you’re not giving out your location every time you share a picture or a status update, while still being able to use your maps applications to get directions. To do this on an iPhone: 1. Open Settings. 2. Select Privacy and then Location Services. 3. Turn off Location Services for your camera and any additional apps that you do … …continue
The information in this post is provided by our partner Accel Financial Counseling. Accel’s counseling services and educational programs are available free to all Consumers members. Knowing how to successfully manage a checking account is an important component of sound personal money management. It allows you to establish a strong relationship with your credit union and have access to other financial products. The following tips will help you to stay organized and manage your checking account with ease. Create a spending plan A spending plan, or budget, will help you organize your finances and maintain your checking account. Develop a plan that makes the best use of your money to be sure your dollars stretch to cover all your financial needs. Maintain your check register Your check register is an important record of your financial transactions. Despite advances in online banking and budgeting programs, many members learning to budget and … …continue
Have you ever been checking out at the store with your debit card and been given the choice of debit or credit? “Even though your debit card is not a credit card—because it’s connected to your checking account—you can select either,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the first in the Consumers ConnectU November accounts series, to learn the difference between selecting debit and credit.
What Are My Retirement Savings Options: The Fourth Video in the Consumers ConnectU October Retirement Series
401(k)s. IRAs. At first glance, comparing your retirement savings options seems to require decoding an alphabet soup! “Let’s break down your retirement savings options to the basics,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the fourth in the Consumers ConnectU October retirement series, to learn the difference between employer funded retirement accounts, individual retirement accounts, and other retirement savings options. Have more questions about retirement planning? Watch the other videos in the series: How Much Do I Need to Retire? How Do I Plan for Retirement? When Should I Start Saving for Retirement?
When Should I Start Saving for Retirement: The Third Video in the Consumers ConnectU October Retirement Series
“When it comes to retirement, the rule is: Save early. Save often. Save greatly,” shares Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the third in the Consumers ConnectU October retirement series, to learn how starting as early as possible will help boost your retirement savings. Then learn how to start planning and determine how much you will need to save.
“Retirement is supposed to be a relaxing time, but planning for it can be a bit stressful,” acknowledges Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the second in the Consumers ConnectU October retirement series, to learn how you can simplify the process. Then watch last week’s video to determine how much you’ll need to save before retirement.
We’re often asked how much a person should save before retirement. “The answer depends,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the first in the Consumers ConnectU October retirement series, to learn what you should factor in when determining your retirement saving needs.
How to Balance Saving While Paying Off Debt: The Fifth Video in the Consumers ConnectU September Debt Management Series
So you’ve decided to get serious about paying down your debt—but what about your savings? “You can balance debt and save at the same time,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the fifth in the Consumers ConnectU September debt management series, to learn smart savings strategies that will stick with you even when your debt is gone. Did you miss our previous videos on managing debt? Catch up here. Good Debt vs. Bad Debt What Is Debt Consolidation? How Does Debt Affect Me? How Much Debt Is Too Much?
Consumers Credit Union values sustainability, in addition to saving our members time and money. This is why we make it convenient to bank green, saving trees and fuel. Here are the top 5 ways you can make your banking habits more environmentally friendly. 1. eStatements By opting to receive your monthly statement notification by email you save paper, postage, and delivery costs. This reduces your carbon footprint and use of resources, including petroleum for fuel. But eStatements aren’t just good for the environment—they’re also more convenient, with no more waiting on the postman. And you’ll love the security of knowing there’s no risk of your statement being lost in the mail. 2. Online and Mobile Banking Back in the day, if you needed to check on your accounts or transfer money between them, you had to drive to an office. With Online and Mobile Banking you have your accounts at … …continue