Category Archives: Business Lending

Consumers Makes Your Business Our Business

Andy W., joined 1999

Succeeding in today’s challenging and dynamic business environment requires more than just money to succeed. You need access to the local decision makers who can make a difference to your business. When Andy W. first approached Consumers, he was frustrated. His business depends on being able to borrow capital during certain seasons of the year, but it would take him anywhere from one to three years to get a loan approved with his previous bank. He says, “Consumers gave us a loan within about 30 to 45 days. We were floored with how fast it went. It was a very comfortable situation, a very smooth transition.” Andy adds, “We felt there was a sense of loyalty for people in the local community.” Consumers brings you local decision making, online business services, and professionals to work with you one-on-one. Call us today at 800.991.2221 or visit ConsumersCU.org/BusinessServices to learn more.

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At Consumers, Your Business Is Our Business

Julie M., joined 2006

Here at Consumers, we believe it should be easy for you to obtain the personal service you deserve for your business. That’s why we bring you local decision making, online business services, and professionals to work with you one–on–one. Meet our Consumers family, members who joined Consumers and trust in our business banking partnership. Their success is our success. Learn more at ConsumersCU.org/BusinessServices or call us at 800.991.2221.

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Small Business Lending Made Simple

Peter S., joined 2008

Today’s post is by Eric Stoll, Business Relationship Manager. At Consumers Credit Union our focus is on serving our members. And while this is a key factor that separates us from other small business lenders, here are the top five differentiators in our lending that we’ve found can help increase the success of small business owners in our community: 1. Longer term loans We can offer our business members up to a 15-year term on owner occupied real estate loans. This benefits our members by eliminating the hassle and disruption of dealing with the loan renewal process, the worry of the loan possibly not being renewed, and the expense of having to renew the loan every 5-7 years. We have found that offering a longer term provides peace of mind to our members who are able to focus on doing what they do best: managing and growing their business. 2. … …continue

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Business Services Abound

You trust us to provide the best in personal financial products—now let us help with your business. Our complete line of Business Services will meet your needs with the same innovation, quality, and personal service we’ve been delivering to members since our inception in 1951. Whether you’re just starting a new business or looking for ways to improve efficiencies of your existing business, try Consumers Business Services. NEW BusinessPlus Checking NEW ePayroll Savings & CDs Loans & Mortgages eBanking Consumers @Work Events If you already use our business checking, look for your account to transition this month to new BusinessPlus Checking. You’ll appreciate the account’s flexible structure – eliminating many unnecessary fees and ultimately saving you money in the costs to manage your business. We’ve built the account with no minimum balance requirements, free and unlimited check writing and ACH transactions, and plenty of free deposit items and bill payments*. The … …continue

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Smart Business Services

Consumers Credit Union Offers Smart Business Services To Members and the Community Kalamazoo, Mich. – Consumers Credit Union announces a focus on Business Services including the launch of its new BusinessPlus Checking and ePayroll Services. “Our business portfolio is designed perfectly for the small business owner who is looking for quality personal service,” says Gary Ferguson, Vice President of Business Services. “We bring our credit union philosophy to meet the needs of business members right here in West Michigan.” All decisions are made locally by Consumers for its business members. Consumers Offers a Complete Line of Business Services: •          New BusinessPlus Checking – with tiered rates •          New ePayroll Solutions – offering ACH (direct deposit) payroll for employees •          Business Savings & CDs •          Online Banking & Bill Pay •          Business Loans & Business Mortgages •          Consumers @Work – free presentations to employees and breakroom connections A new feature of Consumers Business Services … …continue

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