Category Archives: Business Banking

An Easy Transition

Ryan B., joined 2011

When Ryan B. approached Consumers about his business accounts, he was looking for a certain level of service to simplify the transition. He says, “When we started, they sat down with us, they walked us through everything we needed to have in one place, to put all our accounting and banking needs in one spot.” With his business partner living in Kansas City, having multiple ways to access their accounts is just as important as face-to-face service. “With Online Banking, we’ve been able to seamlessly and quickly take care of things online in a fashion that just works. We both have access to the accounts, so we both can make deposits via ATMs. We can make payments online. We can have phone conversations,” he says, adding, “There are so many vehicles for service that we get here at Consumers as opposed to other places.” To learn how Online Banking can … …continue

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At Consumers, Your Business Is Our Business

Julie M., joined 2006

Here at Consumers, we believe it should be easy for you to obtain the personal service you deserve for your business. That’s why we bring you local decision making, online business services, and professionals to work with you one–on–one. Meet our Consumers family, members who joined Consumers and trust in our business banking partnership. Their success is our success. Learn more at ConsumersCU.org/BusinessServices or call us at 800.991.2221.

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Retirement Plans Suited for Small Businesses*

Business

According to the Small Business Administration, there are nearly 26 million small businesses in America. Considered the backbone of our nation’s economy, they create between 60 to 80 percent of net new jobs. As many business owners can attest, such accomplishments don’t come without a large amount of risk and hard work. Given all the responsibilities that go into running a successful small business, planning for retirement may be one of the last items on your list. Fortunately starting a retirement plan for your business may be easier than you think. There are a number of retirement plan options that can provide meaningful tax advantages to both you, as the owner, and your employees. Here are a few examples of the most common retirement plans available: SIMPLE IRA A SIMPLE IRA is a savings incentive match plan for business owners with fewer than 100 employees. This plan is well suited … …continue

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Getting Down to Business

When Julie M. opened her floral business four months ago, she knew she would need to have complete faith in her business—and in the credit union where she chose to do her banking—in order to succeed. So she joined Consumers, and says, “They guided me through each and every step of the way, and made it easy for me as a new business owner.” We can help you navigate your business banking needs as well, with solutions including ePayroll, BusinessPlus Checking, Loans, Credit Cards, and Lines of Credit. Call us today to learn more!

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I wouldn’t change for the world…Wanda C., Joined 1986

Wanda, her six children, and business are all members of Consumers Credit Union. She was introduced to the credit union in 1986 by our CEO, Kit Snyder, who encouraged her to look at the benefits and compare our savings and service to that of her bank. Kit also stressed the importance of extending credit union services to her growing staff – as a unique employee benefit. Wanda took his advice, opened her own accounts and those for her business…and eventually offered the benefit of membership to her staff. She hasn’t looked back since. Now, 26 years later, she reflects on her decision to join Consumers – whether for personal or business needs, or as a benefit to staff, Wanda has been delighted with all aspects of her membership. “I’m a happy customer and that’s what you need to have for a good business…happy customers,” states Wanda. “At most places you’re just … …continue

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Business Services Abound

You trust us to provide the best in personal financial products—now let us help with your business. Our complete line of Business Services will meet your needs with the same innovation, quality, and personal service we’ve been delivering to members since our inception in 1951. Whether you’re just starting a new business or looking for ways to improve efficiencies of your existing business, try Consumers Business Services. NEW BusinessPlus Checking NEW ePayroll Savings & CDs Loans & Mortgages eBanking Consumers @Work Events If you already use our business checking, look for your account to transition this month to new BusinessPlus Checking. You’ll appreciate the account’s flexible structure – eliminating many unnecessary fees and ultimately saving you money in the costs to manage your business. We’ve built the account with no minimum balance requirements, free and unlimited check writing and ACH transactions, and plenty of free deposit items and bill payments*. The … …continue

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I’m in Partnership with Consumers

Everybody knows my name, and I know theirs… Peter S. joined Consumers in 2008 – taking advantage of our personalized, small business solutions to establish his business. “I came into Consumers with the concept of building my business through my savings program – my 401(k).” Peter had been to numerous banks looking for support, but none seemed willing or able to help. Consumers listened and worked with Peter to overcome a number of initial obstacles while our expert on 401(k) planning stepped in to assist. Together, we supported Peter’s efforts, and after discovering his unique needs, a solution was devised and his small business born. “Consumers was interested in what I was trying to do,” adds Peter. “They knew and understood the little things that made a difference to me. They listened and helped.” Eventually Peter brought his other business to the credit union – mostly because of the service experience … …continue

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Meeting The Needs Of Our Business Members

Introducing…BusinessPlus Checking & ePayroll Consumers Credit Union announces two new services for business members:  BusinessPlus Checking and ePayroll Services. BusinessPlus Checking is simple and easy to use, with no monthly service fee, earning interest on daily balances that exceed $10,000. Competitive rates will be earned on tiered balances with no confusing ‘sweep’ accounts. ePayroll offers convenient ACH (direct deposit) payroll solutions for employees of small businesses. Members will save time and money with both products and our complete line of Business Services. •          New BusinessPlus Checking   •          New ePayroll Solutions     •          Business Savings & CDs •          Online Banking & Bill Pay •          Business Loans & Business Mortgages •          Onsites – free presentations to employees and breakroom connections     

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With Online Banking, I can get it all done in one place.

Member and small business owner, Steve B., shares with us how electronic banking has made life easier – enabling him to be worry-free while running  a successful architectural company. “Online banking has been awesome,” explains Steve. “It’s the ease, simplicity, and flexibility (of the service.) It saves me money in stamps. It saves me time.” Steve uses a full range of products at Consumers Credit Union – including an array of business services – and he loves doing his business online. “All aspects of my banking are taken care of – whether it’s sending out bills, transferring from one account to another, or accessing lines-of-credit. I can get it all done in one place – one website – instantaneously,” he says. While Steve loves convenience, loyalty and local presence are what sold him on Consumers. “I appreciate dealing with someone local in my community. The people who work here are the … …continue

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Smart Business Services

Consumers Credit Union Offers Smart Business Services To Members and the Community Kalamazoo, Mich. – Consumers Credit Union announces a focus on Business Services including the launch of its new BusinessPlus Checking and ePayroll Services. “Our business portfolio is designed perfectly for the small business owner who is looking for quality personal service,” says Gary Ferguson, Vice President of Business Services. “We bring our credit union philosophy to meet the needs of business members right here in West Michigan.” All decisions are made locally by Consumers for its business members. Consumers Offers a Complete Line of Business Services: •          New BusinessPlus Checking – with tiered rates •          New ePayroll Solutions – offering ACH (direct deposit) payroll for employees •          Business Savings & CDs •          Online Banking & Bill Pay •          Business Loans & Business Mortgages •          Consumers @Work – free presentations to employees and breakroom connections A new feature of Consumers Business Services … …continue

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