Category Archives: Checking & Debit Cards

Congratulations, Graduates! What’s Next?

Graduate

Caps, gowns, and diplomas. Pomp and Circumstance. Memories of good times with friends and classmates mingling with dreams for the future. It’s graduation season! Consumers Credit Union would like to congratulate our many members graduating from high school over the next few weeks. You’ve worked hard, and it’s paying off. We’re proud of you and wish you all the best as you pursue your next steps! As you enter the next phase of your life, whether it’s college or career, we’re here for you. Our Seriously Free Checking and debit card are ready to go wherever you do with no minimum balance requirement or monthly service charge. Mobile Banking and TextBanking put your money right at your fingertips for account management on the go. And Online Banking makes it easy to transfer money to and from other Consumers members and outside financial institutions, i.e. Mom and Dad. Have questions about … …continue

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Target Data Breach Underscores Consumers Credit Union’s Focus on Member Security

Debit Card at Cashier

On Thursday, Target announced a significant breach in their payments data, which may impact shoppers who made credit or debit card purchases in their stores from November 27 to December 15 of this year. In light of this announcement, Consumers Credit Union reassures members that your debit and credit cards are protected with the highest standards of fraud monitoring services. Visa and MasterCard are currently researching the extent of the data breach. Our Card Services team is working closely with them and our fraud monitoring service to minimize any effects on our members and will act accordingly as we learn more. In the meantime, if you are concerned that your cards may have been compromised, please regularly review your credit and debit transaction history and account statements and alert us to any irregularities. We will work with you to swiftly research the issue, return any funds lost as a result … …continue

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Keep Your Cash to Spend on Candy Canes and Mistletoe

"They believe in me. Look at me now!" -Jeremiah S., joined 2007

Consumers Credit Union is proud to bring you account options that save you money, like our Seriously Free Checking accounts. No minimum balance requirement, no monthly service charge, and no per check fees help you save even as you spend this holiday season. What does that mean to you? More money to spend on stocking stuffers and gifts for those you care about! Plus, when you open your Seriously Free Checking account, you’ll receive your new Consumers debit card on the spot. We instantly issue them in the office, so you don’t have to wait to receive yours in the mail. Your debit card will save you even more with access to our network of over 30,000 surcharge-free CO-OP ATMs throughout the United States. With more than 200 available here in West Michigan, it’s easy to avoid unnecessary ATM fees. And all of our members enjoy easy online access to … …continue

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Your New BFF for Holiday Shopping? Your Consumers Credit Union Instant Issue Debit Card

"I got a new debit card on the spot!" -Jeannine H., joined 1980

Whether you’re shopping online from the comfort of your home or braving the winter chill to hit the mall, your Consumers Credit Union instant issue debit card provides the convenience and security you need during the busy holiday season. If you wear out your card on your shopping spree, just stop in at any of our fourteen convenient locations. We’ll make you a new one on the spot! For added peace of mind when you shop online, our debit cards include MasterCard SecureCode to guard against unauthorized use of your card. When checking out with participating merchants, you’ll have added confidence knowing that MasterCard SecureCode performs an extra authentication step for your protection. To enroll your debit card for MasterCard SecureCode, click here. On the next screen, click on the “Register Now!” button. You will be walked through the process of entering your card number and verifying your identity before … …continue

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Understanding Debit Card Holds: The Fourth Video in the Consumers ConnectU November Account Series

Tim - rebrand

Debit card holds are one of our most asked about topics. “A hold shows that you ran your card for a transaction that hasn’t yet posted to the account. Often this is the same amount as your transaction, but sometimes it isn’t,” shares Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the fourth in the Consumers ConnectU November account series to learn when a hold might vary from the transaction amount and how it affects your checking account. Want more tips like these? Watch the rest of the videos in our series: Debit vs. Credit Do I Really Need to Balance My Checking Account?  Tools to Keep on Top of Your Finances

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Do I Need to Balance My Checking Account: The Second Video in the Consumers ConnectU November Account Series

Consumers ConnectU - Tim

Many members ask, “Now that we have Online Banking, mobile apps, and debit cards, do I really need to balance my checking account?” “It depends on the way you budget and bank,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the second in the Consumers ConnectU November account series for money management tips that don’t involve a checkbook register (although we’ve got those, too, if you need one!). Want more tips like these? Watch last week’s video, Debit vs. Credit.

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Debit vs. Credit: The First Video in the Consumers ConnectU November Account Series

Tim - rebrand

Have you ever been checking out at the store with your debit card and been given the choice of debit or credit? “Even though your debit card is not a credit card—because it’s connected to your checking account—you can select either,” says Tim Kosak, Consumer Lending Manager at Consumers Credit Union. Watch the video below, the first in the Consumers ConnectU November accounts series, to learn the difference between selecting debit and credit.

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How Do I Reorder Checks Online?

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At Consumers, we’re dedicated to empowering you with the tools you need to manage your finances the way you see fit. That’s why our Seriously Free Checking or Interest Checking accounts give you the option of making your payments conveniently via Instant Issue Debit Cards, Online and Mobile Bill Pay, or with traditional checks. Members often ask how they can reorder checks for themselves. It’s easy to do online! Simply log into Online Banking and select “Reorder Checks” from the “More Options” tab. On the next screen, select the checking account for which you would like to reorder checks (if you have more than one checking account) from the drop down menu. This will take you to the webpage of our check printer, Harland Clark, where you will see a preview of your new checks. Verify that all information is correct and choose from the tabbed options to make any changes … …continue

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