Category Archives: Your Business

Meeting The Needs Of Our Business Members

Introducing…BusinessPlus Checking & ePayroll Consumers Credit Union announces two new services for business members:  BusinessPlus Checking and ePayroll Services. BusinessPlus Checking is simple and easy to use, with no monthly service fee, earning interest on daily balances that exceed $10,000. Competitive rates will be earned on tiered balances with no confusing ‘sweep’ accounts. ePayroll offers convenient ACH (direct deposit) payroll solutions for employees of small businesses. Members will save time and money with both products and our complete line of Business Services. •          New BusinessPlus Checking   •          New ePayroll Solutions     •          Business Savings & CDs •          Online Banking & Bill Pay •          Business Loans & Business Mortgages •          Onsites – free presentations to employees and breakroom connections     

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With Online Banking, I can get it all done in one place.

Member and small business owner, Steve B., shares with us how electronic banking has made life easier – enabling him to be worry-free while running  a successful architectural company. “Online banking has been awesome,” explains Steve. “It’s the ease, simplicity, and flexibility (of the service.) It saves me money in stamps. It saves me time.” Steve uses a full range of products at Consumers Credit Union – including an array of business services – and he loves doing his business online. “All aspects of my banking are taken care of – whether it’s sending out bills, transferring from one account to another, or accessing lines-of-credit. I can get it all done in one place – one website – instantaneously,” he says. While Steve loves convenience, loyalty and local presence are what sold him on Consumers. “I appreciate dealing with someone local in my community. The people who work here are the … …continue

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Smart Business Services

Consumers Credit Union Offers Smart Business Services To Members and the Community Kalamazoo, Mich. – Consumers Credit Union announces a focus on Business Services including the launch of its new BusinessPlus Checking and ePayroll Services. “Our business portfolio is designed perfectly for the small business owner who is looking for quality personal service,” says Gary Ferguson, Vice President of Business Services. “We bring our credit union philosophy to meet the needs of business members right here in West Michigan.” All decisions are made locally by Consumers for its business members. Consumers Offers a Complete Line of Business Services: •          New BusinessPlus Checking – with tiered rates •          New ePayroll Solutions – offering ACH            (direct deposit) payroll for employees  •          Business Savings & CDs •          Online Banking & Bill Pay •          Business Loans & Business Mortgages •          Consumers Onsites - free presentations to employees and breakroom connections  A new feature of Consumers Business Services … …continue

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Gary Ferguson Is Vice President, Director of Business Services

Gary Ferguson

Consumers Credit Union Hires Gary Ferguson, Vice President, Director of Business Services Kalamazoo, Mich. – Gary Ferguson has joined Consumers Credit Union as Vice President, Director of Business Services. He’s responsible for departmental leadership and growth, including assessing and managing credit risk; growing the loan and deposit portfolio; and developing the business services strategic plan. He’s excited to lead and achieve operational excellence while providing superior member service. For two decades, Ferguson’s focus has been on developing commercial loan business spanning all sizes and types of industries, including construction, manufacturing, transportation, finance, insurance, real estate, farming, restaurant, service, and non-profit. “I have a passion for providing excellent service,” adds Ferguson. “And ultimately, it comes down to caring enormously about what you can do for your members.” Most recently, he worked for Saratoga National Bank and Trust Company as Vice President of Corporate Development in Saratoga Springs, New York. Ferguson is … …continue

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Theresa R. Starts A Family Tradition

Member Theresa R., Joined 2002

Good Times Ahead  >>     From kids to graduation…and starting her own business…to becoming a motivational speaker: Changing needs have made Consumers the perfect fit for Theresa and her family. Member Theresa R. started her home health care business about ten years ago. She’s also a registered nurse, life coach, motivational speaker, and busy mom of four. “I’ve had some rough patches,” she admits, “but Consumers has always had my back financially.”  Her finances are what keep her family with the necessities of life. “I would not entrust just anyone with that job,” she says. The same concept holds true for her children. Theresa would not entrust her children to strangers, nor their inheritance, finances, or future to just anyone. And while some members enjoy using the drive thru to save time, Theresa wouldn’t dream of it. She prefers to come in and see her friends…her family…at Consumers. When Theresa first … …continue

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Changing Jobs or Retiring?

Senior Couple

Let Consumers Investment Services* Help You Roll with the Punches Changing jobs or retiring? Need to roll over a 401(k)? Let Consumers Investment Services*, available through CUSO Financial Services, L.P. (CFS)*, assist you.  Why a rollover account? If you leave a company’s employment and have a 401(k) plan, and are not yet 59½ years old, you should take time to consider what to do with your funds. If you don’t handle your 401(k) account correctly, you could incur unwanted taxes and penalties. Our CFS Investment Representatives can assist with an IRA rollover by helping you develop an investment plan that meets your needs; assist with the paperwork for your 401(k) rollover; and, if needed, contact your retirement plan sponsor to move your eligible retirement plan assets. Your 401(k) provides a powerful benefit: tax-deferred growth of earnings. When you rollover your 401(k) to an IRA/Rollover account, you continue its tax deferral benefit. … …continue

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