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Category Archives: Your Stories
Member Sharon A. describes banking with Consumers as fun. Even the process of getting a mortgage, which many people dread, left her with a fun feeling. That’s because, as she says, “Consumers tried to help. They went to bat for me to get me that mortgage. I really give them credit for that.” When Sharon purchased her new home, she still owned the old one. She says, “When I went to a bank they told me, ‘We don’t do bridge loans, can’t do it.’” So she came to Consumers—and says the process was simple. “I came in, and we started working with it. They worked me through to where we can pay very little on the new mortgage until we sell the other house. The bank wasn’t even going to deal with me!” Sharon’s favorite part about banking with Consumers? “Everybody’s friendly. Here, there’s somebody who knows me. I like … …continue
Week 7 & 8 of Girls on the Run Last week we explored the qualities to look for in our friends. We also identified some difficult situations that many young girls face within friendships and why it is important to be intentional about our friendships. Several girls said they would rather have honest, happy, and caring friends even if that means not being part of the “popular” group. What a road they have ahead of them. Sure to be full of crossroads where they will have to make decisions on their own dealing with this difficult topic. This week we discussed being aware of the negative ways media portrays girls and women. Together, we developed critical thinking skills to use when viewing an advertisement or media image. After glancing at a magazine ad for a shampoo brand, many girls agreed that using their product does not mean they would turn out … …continue
When you apply for a loan with Consumers Credit Union, you get more than a credit check: You start a conversation. Member Bradford W. describes his experience applying for an auto loan, “Consumers pulled the same information that the bank pulled, but actually took the time to talk to me.” He adds, “I equate it to an interview process. You can look at someone’s resume and make whatever judgments you want, but when you talk to someone, you see what’s really going on with their life.” This approach to lending ensures that your loan will help you meet your financial goals, so that you can say, like Bradford, “I got the loan that I needed, on the terms that I needed.” When you’re shopping for your next car, request Consumers financing at the dealership. We have relationships with most auto dealers in West Michigan. Prefer to run the numbers for … …continue
When Julie M. opened her floral business four months ago, she knew she would need to have complete faith in her business—and in the credit union where she chose to do her banking—in order to succeed. So she joined Consumers, and says, “They guided me through each and every step of the way, and made it easy for me as a new business owner.” We can help you navigate your business banking needs as well, with solutions including ePayroll, BusinessPlus Checking, Loans, Credit Cards, and Lines of Credit. Call us today to learn more!
Week 6 of Girls on the Run Teaching the girls skills to help them stand up for themselves and what they believe was the focus of this week’s lesson. At the beginning of practice, the girls participated in a team building exercise that required them to pass a tennis ball using only their elbows and then their chins, which can be a pretty challenging task if you think about it. During the exercise, a girl from each of the two teams was asked to be the “negative Nancy”. I heard comments like “I suck at this”, “I can’t do this”, and “I quit”. It was interesting to hear some encouraging responses from a few girls but many remained pretty quiet. Next, the girls practiced some assertiveness statements to help them talk to someone who may be bothering them. We talked about using the “I feel…when you…because…I need you to…” approach. … …continue
National conferences. You see the photos and follow the Twitter posts. You may even see quite a bit of good-natured “ribbing” from colleagues and friends if you have the opportunity to go to a conference that has remarkable weather and landscapes. I just returned from a five day conference in Orlando, Florida. Leaving 45 degree weather and rain to arrive to 72 and sunny was not hard to swallow. The conference was put on by our financial partner PSCU. The conference was MoPRO2013 and it focused on member partners – engaging us in new learnings surrounding service, technology, and growth. We travelled to the conference as a team. Our CEO, Kit Snyder, VP of Operations, Scott Sylvester, and Plastics Manager, Kelly Smith attended along with me, our Chief Marketing Officer. The conference was a great opportunity to share ideas face to face and meet with partners in person. We also shared … …continue
For member Jeannine H. and her family, belonging to Consumers Credit Union is simply the natural thing to do. A member since 1980 when her father cosigned for her car loan, Jeannine says, “We moved away to the other side of the state for seven years, came back, and picked right back up with Consumers.” At one point Jeannine’s debit card snapped in half, and she needed to have it the next day. She explains, “I went down to a Consumers office, asked for help, and got a new card right on the spot. It was really cool.” Jeannine concludes, “For my family and me, being a member of Consumers Credit Union is really, and I hate to use the cliché, a no-brainer. It’s easy to join. There are no hassles with the checking account or anything else. I cannot see a time when I wouldn’t be a member.” Jeannine’s … …continue
This week, I had the opportunity to join Carrie Susemihl and Jennifer Knapp in “crashing” the Michigan Credit Union League’s Governmental Affairs Conference in Lansing. “Crashing?” I hear you wonder. “You mean you busted through security at the House Office Building to lunch with your legislators?” Well, no. Although yes, we did get to talk to our House Representatives over lunch about topics of concern to the credit union industry and our members. To “crash” in the credit union world means to invite young (30ish and under) professionals to attend industry conferences frequented by execs, senior managers, and board members. As Carrie is part of the team coordinating this year’s Michigan Crashers, and Jen and myself were selected to crash next month’s MCUL Annual Conference and Exposition in Detroit, we were invited to attend the first day of this year’s GAC. We came away with a greater understanding of the … …continue
This week we discussed peer pressure and shared examples of when we might be influenced by our peers. Some great examples were brought up and I quickly realized just how often these girls are put into similar situations. At this age, there seems to be a lot of bullying, but soon, they will be faced with even worse decisions. We learned the Girls on the Run strategy of “stop, breathe, listen, and respond” that will help them stand up to peer pressure. Our warm up included some role-playing using the strategy and it was great to hear the responses from the girls. The girls would stop to think, take five deep breaths, listen to that little voice in their head, and respond with a clear mind. What a great way to approach the big decisions in life, stop…breath…listen…and then respond. I think we could all learn a lesson from that.
Week 4 of Girls on the Run This week we discussed body image and what it means to be comfortable in your own skin. The girls partnered up to trace the outline of their bodies and then wrote some positive examples of what they thought of themselves in the inside. They each presented three and I loved the repeated words of beautiful, funny, crazy, cheerful, smart, awesome, happy, and faithful. Sitting around the circle, we talked a little about heredity and why everyone is different. One third-grader made a great comment that we would all be like robots if we all looked and acted alike. Another girl raised her hand to state, “I have a ton of hair and my dad has none. So I must have got that from my mom.” Next week is Spring Break but the girls were left with the question of what makes our … …continue