Aug 28 2014

5 Reasons to Transfer Your Credit Card Balances


Rob J., joined 2011

Rob J., joined 2011

Whether you are still paying for your summer vacation, or gearing up for the kids to go back to school, saving money on your credit card interest rate is imperative to getting the balance paid off.

Below are 5 reasons why taking advantage of the 0.99% APR* for 6 months on all balance transfers made through October 31st at Consumers Credit Union is the smart choice for your budget.

1. No Balance Transfer Fees!

Are we kidding?  Nope, your high rate balances will see immediate savings with no fees associated with your balance transfer.

2. After the promotion ends, the standard APR of 8.99%-22.99%, depending on your credit history, will apply.

A great rate is the name of the game. With our credit cards, we pride ourselves on a low, standard APR.

3. No credit card with us? No problem!

Even if you don’t currently have a credit card, you can apply today and start saving. Call 800.991.2221 or stop in to get started.

4. Transfer as many balances as you need to!

Do you have multiple cards with balances on them? Move them over to your Consumers credit card. There are no limits on how many cards to transfer!

5. Transferring your balance is quick and easy!

Existing cardholders can call or stop into an office with statements from the cards you would like to transfer, and we can get the ball rolling!

*APR = Annual Percentage Rate. 0.99% APR available for balance transfers and purchases made through October 31st, 2014. The 0.99% APR is good for 6 billing periods from the date of the first purchase or balance transfer. Balance transfers will be processed as cash transactions and at the end of this promotional period, if a balance remains, will be subject to daily finance charges at your standard APR. The minimum payment will be applied to lowest rate balances first, while all payments exceeding the minimum payment due each billing period will be applied to balances with high APRs prior to balances with low APRs. Current Consumers credit card balances not eligible for the promotion. Rewards points not awarded for transferred balances. All loans subject to approval. Rates, fees, and terms subject to change and may be terminated at any time. For more details, please refer to the credit card agreement accompanying your card.

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