Indulge yourself in the songs of Dolly Parton with the hilarious musical hit 9 to 5 presented by WMU Theatre and sponsored by Consumers Credit Union. As a Consumers member, you receive a 10% discount on all shows presented during the 2013-2014 season. Just show your Consumers debit or credit card or other proof of membership at the box office. Or purchase a discounted season pass for just $95 (regularly $122). Show Times March 13, 14, 15, 20, 21, 22 at 8 pm March 23 at 2 pm Learn more on The University Theatre’s website.
Calling all graduating high school seniors! Applications for our 2014 Dollars for Scholars Scholarship Program are due Saturday, March 15. Apply online today! In 2014, we will be awarding 20 scholarships of $1,000 and an iPad to Consumers Credit Union members who are graduating high school seniors. We’re proud to offer assistance to our members as they further their education! Consumers Credit Union’s Dollars for Scholars Scholarship Program has been helping student members achieve their dreams of attending college for over 20 years. More than 70 scholarships have been awarded since the program’s inception.
Tienes tus metas. Pides prestado para lograr esas metas. Como socio de una credit union, puedes aprovechar las bajas tasas de interés que ofrece. ¿Cuáles son las razones comunes para pedir prestado? Mejoras de la vivienda, para empezar. Puedes decidirte a renovar tu cocina, ampliar el patio o sembrar arbustos en el jardín. O quizás, puedes pedir dinero para pagar una boda, financiar un automóvil o abrir un pequeño negocio. ¿Cuál es el préstamo apropiado? El deseo de hacer mejoras—ya sea a la vivienda o algún aspecto de su vida—es la razón por la cual Consumers Credit Union ofrece una gama de préstamos para cualquier buen propósito. También tenemos excelentes tarjetas de crédito con tasas de intereses bajas. Usted puede solicitar un préstamo o tarjeta de crédito con un número de seguro social o ITIN. Haga su solicitud en persona, por teléfono o por el Internet en Online Banking. La mayoría … …continue
If you want to stand on your own when building credit or have been turned down and need some credit repair, Consumers Credit Smart can help! Our new program helps you build payment history to begin establishing or repairing your credit. Upon completion of the program, you’re guaranteed a Consumers auto loan or credit card. How does it work? 1. Apply with a Consumers Credit Union Member Service Representative. 2. Make your monthly payments. 3. During the term of the loan, complete a budgeting session with our partner Accel Financial Services. 4. Congratulations! Once your saver loan is paid in full, you are guaranteed a future auto loan or credit card with Consumers. To learn whether the Credit Smart Program could benefit you, call us at 800.991.2221 or stop by any of our offices.
The information in this post is provided by our partner Accel Financial Counseling. Accel’s counseling services and educational programs are available free to all Consumers members. The earlier you start saving, the more you will benefit from compounding interest. This is the interest earned on interest payments already built up in an investment fund. The earlier you begin, the larger your nest egg will grow. Here’s an example of two friends, Grace and Drew, who had different savings strategies. Grace saved $1,000 a year for 10 years, starting at age 25. Drew saved $1,000 a year for 25 years, starting at age 40. Both earned the same 8 percent return. Who ended up with more money at age 65? It had to be Drew, right? Wrong. Grace benefited from her head start and the power of compounding. Here’s the breakdown: Grace Drew Began saving at 25 Began saving at 40 … …continue
Consumers Credit Union is pleased to welcome three new members to its Board of Directors. Kevin McPherson and Kim Shook, both of Mattawan, have joined as Directors. Nick Zafer, of Kalamazoo, has been appointed as Associate Director. “These three individuals bring a wealth of diverse experience to our board,” says Kit Snyder, President and CEO of Consumers Credit Union. “Each has strong leadership skills, a proven commitment to the communities we serve, and a passion for the credit union’s mission. We are thrilled to bring them on board and look forward to working together.” Kevin McPherson is currently a Principal with Rose Street Advisors in Kalamazoo and has been with the agency for over fifteen years. He is a member of the National Association of Health Underwriters and holds an MA from Western Michigan University and a BA from Central Michigan University. McPherson and his wife, Jennifer, have three children. … …continue
As part of our Consumers ConnectU financial education series, Tim Kosak, our Consumer Lending Manager, will be hosting monthly “Ask Tim Anything” chats on our Facebook page. In February, he took your savings questions. In case you missed it, here’s the play by play. Not coincidentally, this is America Saves Week! Many additional savings resources are available on their website. Q: Can the credit union help me save for retirement? A: Absolutely! Your retirement savings needs depend on many factors unique to you. Our retirement experts offer complimentary consultations to all members to uncover the best option for you. Q: If you need to make a large purchase and have the funds now, should you purchase it (depleting your savings) or look to finance it at the lowest possible rate and keep your nest egg? A: Cash is king. Depending on your situation, you may look at a balance between … …continue
America Saves Week begins continues through March 1. The week is a chance for individuals to assess their own saving status and take financial action. Studies reveal that having a savings plan with specific goals can have beneficial financial effects, no matter your income level. Join us in setting and sharing your savings goals! Katie Bryan, Communications Manager with America Saves, encourages you to take time this week to select a savings goal and create a plan to save for it. Here are her tips, with links to extra resources: 1. Pledge to Save Those with a savings plan are twice as likely to save for emergencies and retirement than those without a plan. Join over 350,000 people who have already committed to save. When you take the pledge you can also choose to receive text message tips and reminders to help you save for your goal. 2. Assess Your … …continue
Casi 99 millones de personas declararon sus impuestos electrónicamente. Según el Internal Revenue Service (IRS), esta tendencia es cada vez más común entre la gente. ¿Es la declaración electrónica de impuestos la solución apropiada para usted? Existen varias razones para declarar los impuestos electrónicamente: 1. Ahorra tiempo. Los expertos estiman que preparar la declaración de impuestos en forma manual puede llevarle entre 10 y 12 horas, mientras que prepararlos por Internet demora una o dos horas. 2. Consigue su reembolso de manera más rápida. Otra manera de conseguir su reembolso de manera más rápida es establecer depósitos directos a su cuenta de la credit union. Pregúntele a su credit union cómo puede establecer depósitos directos. 3. Mayor precisión. Muchos sitios de Internet y programas informáticos captarán y corregirán la mayoría de los errores. A pesar de las ventajas, no debe declarar sus impuestos electrónicamente si: 1. A usted le preocupa … …continue